Personal Injury Lawyers Can Fight For Your Rights
When someone is injured in an accident caused by someone else’s negligence, one of the first questions they ask themselves is — do I need a lawyer? From a technical standpoint, it’s possible to file a personal injury claim against the at-fault party and their insurance company on your own. Many victims choose this route when their injuries are minor or they feel confident navigating the legal process without assistance. Generally, hiring an attorney is the best option for those who:
- have suffered serious injuries
- are faced with expensive medical bills
- experienced a significant wage loss due to injuries
- were involved in an accident where liability is in dispute
- were denied coverage by an insurance company
- have little to no experience with legal process
When the stakes are high, you can’t afford to take a risk with your personal and financial future.
If your primary concern is the cost of hiring a lawyer, you should know that most lawyers offer free, no-obligation consultations to assess your case and provide you with legal options. In addition, many personal injury lawyers work on a contingency fee basis meaning you don’t owe them a dime unless they obtain compensation on your behalf.
Consider the advantages of having a personal injury lawyer on your side…
Greater Likelihood of Higher Settlement or Award
The benefits of hiring an attorney far outweigh the alternative and the facts speak for themselves. Statistics show that personal injury victims represented by lawyers receive at least three times the amount of money as those who are unrepresented. Insurance adjusters know this, which is why they do everything possible to dissuade victims from consulting a lawyer.
Legal Knowledge and Expertise
To make a successful personal injury claim, one must possess a firm grasp of the laws and procedures that govern personal injury and insurance law. This kind of in-depth expertise cannot be acquired overnight by scouring the internet for law articles or youtube videos. There’s simply no substitute for experience. Personal injury attorneys are trained professionals who spend years devoted to the rigorous study and real-world practice to hone their skills and master their craft. If you had a heart condition, you wouldn’t want an ear, nose, and throat doctor to perform life-saving surgery. The same is true in the legal profession. A gap or delinquency in legal knowledge can be a huge detriment that greatly jeopardizes your ability to a fair recovery.
Support and Guidance Through Claims Process
The claims process can be complex, time-consuming, and tedious. Someone who has just been seriously injured should be focused on their recovery not trying to interpret confusing legal documents or insurance policies. An experienced personal injury lawyer can take this weight off your shoulders and manage the entire process from start to finish. They will fill out and submit all the necessary paperwork correctly and within the applicable statute of limitations. You’ll never have to worry about making a significant error that could damage your case.
Level The Playing Field Against Other Party’s Insurer
You can expect the negligent party’s insurance company to vigorously defend their policyholder’s actions. Insurance companies are powerful multi-billion dollar corporations with vast resources on hand and experienced adjusters and lawyers on their team. Going up against an insurance company on your own is not a fair fight. You need an advocate on your side who will protect your interests and fight for what you deserve.
Provide Resources to Investigate Claim
A successful personal injury claim hinges on the ability to prove that someone else’s negligence caused your injuries. A personal injury firm will have the tools and resources need to conduct a thorough investigation of your case. A personal injury lawyer may choose to send investigators to the scene of the accident to collect evidence and interview witnesses in an effort to pinpoint the cause of the accident and who was at fault. They may also seek input from experts in the medical, financial, and forensics fields who can help build and strengthen your case.
Calculate True Value of Your Claim
Insurance companies are motivated to protect their own interests, not yours. Their sole goal is to reduce payouts to injured parties to maximize their own profits. As a result, they try to take advantage of personal injury victims by pressuring them into accepting the first settlement figure they offer which is almost always worth far less than the full value of their claim. You can count on a personal injury lawyer to do the due diligence necessary to calculate losses you’ve incurred now and will incur in the future (medical expenses, lost income, and pain and suffering) and to exhaust all possible sources of compensation.
Furthermore, don’t rely solely on your own calculations. Don’t fall into the trap of thinking that the value of your claim can be determined by simply crunching numbers into a program or an online “personal injury settlement calculator”
Engage in Settlement Negotiations and Bring Your Case To Trial
A personal injury lawyer will have the dual skill set of being a skillful negotiator and aggressive litigator. They can represent you in settlement negotiations and prosecute your claim in court if negotiations break down. Insurance companies know that a jury may award a large judgment to a client who is represented by an experienced lawyer. That’s one of the reasons why most cases settle before going to court.